Budgeting Basics: 5 Ways to Get Your Finances Organized

Budgeting Basics: 5 Ways to Get Your Finances Organized

Photo by 401(K) 2012 via Flickr
Photo by 401(K) 2012 via Flickr

Photo by 401(K) 2012 via Flickr

Does just thinking about your finances seem overwhelming? Are you living paycheck to paycheck? Do your bills keep piling up? Creating a budget and knowing your exact financial situation can help to make things more manageable and get you back on track. Many of the household items have probably increased in cost over the past few year, such as food, gas, healthcare…

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Valentia: Natural Skin Care Solution

Valentia: Natural Skin Care Solution

valentia1Our skin is damaged each day due to environmental pollutants, oxidative stress, and chemical laden cosmetic products. The amount of free radicals waging war on the skin quickly depletes our natural protective resources.

Valentia Skin Care has a premier formulation that is backed by scientific research into the efficacy of each of the natural ingredients that have been carefully selected.

The…

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Creating a Photobook with Collage.com

Creating a Photobook with Collage.com

collage book

collage book

There is nothing that I enjoy more than taking pictures of my kids. I love to capture how cute they are, how silly they are, milestones, birthdays, holidays… to be honest, sometimes I probably too many pictures. Some people are OCD, some are obsessive gamblers, smokers, choc-o-holics… I am a compulsive picture-taker. I just don’t want to miss anything, so I take pictures of everything.

Of…

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10 tips to help your baby sleep better at night

10 tips to help your baby sleep better at night

sweet, sleeping angel...
sweet, sleeping angel...

sweet, sleeping angel…

If you are the parent of a newborn, or even a toddler, you are probably a bit sleep deprived. While there may not be a magical wand to wave and make your little one sleep twelve hours in a row, there are some things that you can do to help your baby—and you—get a more restful night of sleep.

  • Bedtime routine—newborn babies learn from their experiences what is going on in the…

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Making S’More Memories

Making S’More Memories

smores

It never ceases to amaze me that some of the things that my kids get the most excited about in life are so simple. I mean, if my husband and I say that we are going to get a little fire going in the fire pit, the kids jump up and down likes it’s Christmas… well almostjust like that. None the less, they excitedly jump around and start yelling for s’mores. Now why is this so exciting? We make…

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Mortgage Refinance: how to know whether it is a good deal or not

Mortgage Refinance: how to know whether it is a good deal or not

Mortgage Refinance Mailer

Have you ever received one of those letters in the mail that tells you how you can save nearly $250 per month if you refinance your mortgage with their company? No closing costs, low rate—sounds great, right? Well, before you sign the paperwork on this, you need to read the fine print. Saving $250 a month sounds great. With the ever-increasing costs of food and other consumer goods, getting a…

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How to know if refinancing your mortgage is a good deal Have you ever received one of those letters…

Mortgage Refinance Mailer

How to know if refinancing your mortgage is a good deal

Have you ever received one of those letters in the mail that tells you how you can save nearly $250 per month if you refinance your mortgage with their company? No closing costs, low rate—sounds great, right? Well, before you sign the paperwork on this, you need to read the fine print. Saving $250 a month sounds great. With the…

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2014 Holiday Gift Guide

2014 Holiday Gift Guide

Bloggers 2014 Holiday Gift Guide Sign Up

Bloggers sign up Today to get

listed on the “2014 Holiday Gift Guide” that will roll out full force Oct 25 thru

Dec 25, 2014 . Many bloggers will be participating so its going to be huge!

Right now Sign up is

Free and Limited !

**

Why Should you Sign Your Blog Up?**
Most of the Business’s that have listing on here are ones who hire bloggers for…

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Calculate the best age to start receiving your Social Security Income benefit

Calculate the best age to start receiving your Social Security Income benefit

SSI 1

How do I know at what age to start receiving my Social Security benefit?
This is one of the most common questions that people have that are nearing retirement. If you have ever examined “Your Social Security Statement” prepared specifically for you by the Social Security Administration, you know there are three different figures that show up for your retirement amount, based on the age that you…

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50% off Photo Book from Collage.com

50% off Photo Book from Collage.com

collage1
Create a professional photo book with a single click using Collage.com’s One-Click Photo Book. Select photos of any size from Facebook, Instagram, Flickr, or your computer and they will instantly suggest a clean, professional layout that you can further customize.

 collage2        collage3        collage4

Deal: Use this link for 50% off a 20-page 11.5″x8″ Hardcover Photo Book Collage.com!

collage5

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